by admin | Sep 7, 2023 | Commercial
Most company borrowers will be required by their lender to provide director Personal Guarantees, especially if the company has been formed purely to as a vehicle to purchase the property and has no other assets. The personal guarantee provides another level of...
by admin | Sep 7, 2023 | Commercial
Commercial bridge loans are a flexible loan arrangement intended to provide short term financing until an exit strategy, like a refinance or sale, can be executed. Commercial bridge loans act as interim funding, facilitating the purchase of commercial real estate and...
by admin | Sep 7, 2023 | Commercial
This product is the same as a residential mortgage in that it is secured against the property that you are purchasing. If you default on the mortgage payments, then the lender has the same ability to force a sale of the property to recoup their money. Unlike...
by admin | Sep 7, 2023 | Commercial
There are various types of property finance available to assist you when purchasing that is not going to be your main residential owner-occupier property. There are also different ways in which a lender can protect its loan. Firstly, and most commonly, there is the...
by admin | Sep 7, 2023 | Commercial
The Assured shorthold tenancy (AST) is the most common type of agreement used by landlords to let residential properties to private tenants. ASTs are typically given for a period of six months but can be for longer. After this initial agreed period, the landlord is...
by admin | Sep 7, 2023 | Commercial
Buy to let traditionally involves investing in property with the expectation of capital growth with the rental income from tenants covering the mortgage costs and any outgoings. The property is purchased by the landlord and then let out to tenants, ideally on an...
